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Market Insights · Published By Office of the CFO

Quarterly Market Outlook: Navigating Rates and Inflation

Our latest outlook examines the interest-rate environment, inflation trends, and what they mean for savers, borrowers, and businesses.

OF

Office of the CFO

Quarterly Market Outlook: Navigating Rates and Inflation

In our latest quarterly market outlook, our team examines the forces shaping the current economic environment and what they mean for households and businesses.

While inflation has moderated from recent peaks, borrowing costs remain elevated relative to prior years. For savers, this environment continues to offer attractive yields on deposits and money-market products. For borrowers, disciplined planning and flexible financing structures remain essential.

We encourage business clients to review working-capital strategies and consider how treasury solutions can protect margins in a shifting rate landscape. As always, our relationship managers are available to help translate the outlook into a plan tailored to each client.

1. All offers of credit are subject to credit approval, satisfactory legal documentation, and regulatory compliance. Borrowers are responsible for any appraisal and environmental fees plus customary closing costs, including title, escrow, documentation fees and may be responsible for any bank fees including bridge loan, construction loan, and packaging fees.

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